Welcome to Mobile Terminals Online Merchant Processing Accounts & Payment Terminal Hire

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FAQ's

Why accept credit and debit cards?

Accepting cards will increase sales and allow your customers to pay for goods and services using a credit or debit card.

How to go about setting up a merchant service account with an acquirer?

If you don’t already have a merchant service processing account we can set up a merchant account for you with one of our acquiring banks.

A Merchant Processing Account 

This account is required to accept credit and Debit card payments which go into you nominated business bank account.

We make it simple, no complicated jargon just plain and simple.

Please call us for further information on processing credit and debit cards

The acquirer will require certain  information such as how long in business,

• Business bank account information
• Personal Information
• Type of business
• Products and services supplied
• Guarantees & warranties offered.

Q: How could I save money on MSC (Merchant Service Charges?)

A: We would need to know what the average cost of your goods and services are.

We would also need to look at the turnover of your business.

Together we can then offer you the best possible rates for accepting credit and debit cards, it’s that simple

Q: Do I get a separate invoice for my terminal and airtime provider?

A: No, only one invoice,

We are your first point of call in any event be it the terminal, airtime or merchant processing query.

Q: How are you able to offer such a great deal?

A: We work very closely with all our suppliers; this translates into a real saving to you the customer by offering the latest payment terminals at an affordable cost.

We are authorised in the supply of payment terminals and merchant processing accounts.

Q: Do I need to change my business bank Account?

A: No, Any business bank account  is aceptable.

Q: Are there any hidden charges?
A: No, we offer a one fixed cost for all our mobile payment terminals and  your MSC will be invoiced by the acquirer (Merchant Processing Bank).

Q: What happens if the terminal breaks down?

A: You should call mobile Terminals straightaway as we maintain you the customer with the terminal, we supply helpdesk support for all our terminals supplied,  

Q: How long does the agreement last?

A: We have flexible hire  terms and service agreements from 1 Week  - 48 months and beyond.

Q: Can I purchase a mobile terminal?

A: Yes, we have no problem if you wish to purchase payment terminals from us, simply call our sales team for a quotation.

Q: What is PCI 

A: From the world's largest corporations to small Internet stores, compliance with the PCI Data Security Standard (PCI DSS) is vital for all merchants who accept credit cards, online or offline, because nothing is more important than keeping your customer’s payment card data secure. The size of your business will determine the specific compliance requirements that must be met. Note that enforcement of merchant compliance is managed by the individual payment brands and not by the Council – the same is true for non-compliance penalties.

The Council is here to help merchants through maintaining and enhancing the PCI Security Standards, providing education and training about protecting payment card data with the PCI Security Standards, and by serving as a forum for engaging with the industry on developing these standards. Our FAQs hold a wealth of information – to save yourself time, be sure to check there first when you have specific questions.

Call us for further guidance.

Terminal Purchase

Since 2009 we have seen a huge rise in businesses purchasing mobile and counter top payment terminals.

This is one of the best saving method as apposed to a hire, it helps reduce your overall costs for accepting credit & debit card payments.

This is set to rise during 2011/12 as its the best way to reduce costs versus hiring a mobile payment terminal.

All terminals with proper care should last beyond the normal hire term, in most cases we are able to upgrade the terminal at the end of the minimum hire period.

Purchase

Ask about our exclusive pre pay purchase options.

We offer prepayment as well as purchase options with flexibilty.

Added Security

CVV2 and AVS what do they mean?

CVV2-
Card Verification Value it’s a security check using the last three digits on the back of the credit or debit card located normally on the signature stripe, this is used for security.

• The customer has the card in their possession
• The credit card number is legitimate

This security check is normally for card holder not present transaction

AVS
Address Verification System is a system to verify the identity of the person claiming to own the credit or debit card.

The system will check the billing address of the credit/debit card provided by the user with the address on file at the credit/debit card company.

For the up to date security used for processing mail order or Customer Not Present Transactions please call us.

If you have any question not covered here please call our sales team on 0845 459 4601